The health-care debate is making me sick — with disgust at a broken system and the vitriol that is poisoning lawmakers and citizens. I shudder to think how Washington would handle pet insurance.
Thank God they don’t.
Pet insurance, once derided as silly, has gained quiet acceptance. Most pet owners, myself included, don’t have it for various reasons. If you can afford it, pet insurance can pay off if your senior cat gets sicks.
The cost can range from $2,000 to $6,000 over the life of your cat. However, accidents or tests for one potential problem can quickly break the bank. Case in point: when Bubba was diagnosed with diabetes one day of tests and exams left me $750 poorer. Cancer, kidney disease, FIV, heart disease and arthritis are just a few conditions where pet insurance could lessen the financial pain.
Keep in mind many cats live long, healthy lives without requiring any major medical procedures. Any savings would be minimal and the insurance money could go toward other investments.
Reimbursement rates vary, depending on the condition and plan.
Click on the links below to learn more about various plans.